FHA & Mortgage Loans in Ashland, Kentucky
Our brokers in Ashland, Kentucky, provide you with access to FHA and other mortgage loans for people with all types of budgets. You will be able to afford a decent place to call home with assistance from EZ Mortgage Loans, Inc. Call us at (606) 325-4500
for your free pre-approval.
FHA Loans
FHA loans have fixed rates and are geared towards low to moderate-income families. To help you find affordable FHA loans, we work with several hundred lenders.
The down payment requirement for this program is 3½%. These loans are available on 15-year, 20-year, and 30-year terms.
Conventional Loans
For qualifying customers or those with special property needs, EZ Mortgage Loans, Inc. also provides conventional loans. With this loan type, you can put down as little as three percent.
Conventional loans are available on fixed rate or adjustable rate mortgages. They are also available in a variety of terms, including 15-, 20-, and 30-year. To save you money, conventional loans come with lower mortgage insurance rates.
VA Loans
As the name suggests, VA loans are only available to veterans. These loans come with 100% financing. There is no mortgage insurance required with a VA loan and there are no property or income limitations on it.
If you are a disabled veteran, there are also some additional benefits available to you with the program, such as waiver of VA funding fee. A variety of terms, including 15-year, 20-year, and 30-year are available.
If you are a disabled veteran, there are also some additional benefits available to you with the program, such as waiver of VA funding fee. A variety of terms, including 15-year, 20-year, and 30-year are available.
Contact our mortgage brokers
in Ashland, Kentucky, for access to a variety of lenders and terms. To request a quote, call (606) 325-4500.
